When the latest quotes for your car insurance hit the doormat you may need to sit down before you open them: motor insurance premiums have more than doubled since 1994 and, over the last year alone, fully comprehensive and third party insurance premiums have gone up 59%

The winds of change are blowing through the UK's employment legislation and it could well be an ill wind that blows nobody any good because the Government wants to scrap laws that require employers to retain insurance policy records for at least 40 years On the face of it that may seem a long time to hold on to records but there are a number of very serious industrial diseases which have a long incubation time often manifesting decades later

Our medical expertise is quite extraordinary these days with access to phenomenal hi-tech wizardry that can look inside our bodies, microsurgery that can save limbs and increasingly effective drugs, and yet the biggest battle we have is against the so called 'super bugs' such as MRSA and Clostridium difficile, commonly know as C Difficile

Government plans to relax rules that require employers to keep Employers Liability Insurance records for up to 40 years could be very bad news indeed for former employees whose work-related illness didn't manifest until many decades later such as mesothelioma and Vibration White Finger Victims need access to Employers Liability Insurance records of the time in order to pursue a claim

There are a surprisingly large number of triggers in the work place that can make workers ill Sometimes the solution is to simply avoid exposure to the substance or circumstance that is causing the problem

Have you worked in the construction industry or forestry Are you a grounds man, a green keeper or professional gardener

It is a comfort to know that increased safety features in cars such as airbags and impact bars mean that your chances of surviving a road accident these days are much greater However, that does not necessarily mean you will walk away without a scratch, even if your injuries may not be obvious at the time, a few hours or even days later painful symptoms can manifest themselves leaving you incapacitated for days, weeks, months or even years after a car crash

If you are dealing with a violent or dangerous spouse, you need to deal with it immediately You simply can't wait around and hope for the best

The information you obtain from this article is not, nor is it intended to be, legal advice You should consult an attorney for individual advice regarding your own situation

Serious train accidents are caused by a variety of mechanical and/or human factors A spokesman for the Federal Railroad Administration in Washington, and others, have suggested that many mechanical failures are actually a result of deferred maintenance